Kentuckians are known for their outstanding work ethic, but even that cannot prevent the unfortunate injuries that can and do occur at work. Like most states, Kentucky mandates that injured employees be covered by and receive benefits under workers' compensation laws. Workers' compensation offers no-fault benefits. That means that regardless of whether the employer, employee, a co-worker or some other unrelated third-party was at-fault, an injured employee can receive benefits. The only requirement an employee must meet to obtain workers' compensation benefits is that her or she be injured while working. The benefits include payment of medical expenses, partial substitution of income loss during periods of disability and compensation for permanent impairments from the injury.

In addition to injuries, workers may be exposed to substances resulting in disease or illness like mesothelioma, silicosis, asbestosis, and pneumoconiosis. These conditions are also covered under the Kentucky Workers' Compensation Act.

If an employer's or a co-worker's careless or reckless conduct resulted in the injury, disease, or illness, you cannot sue them for those actions except in limited circumstances. However, if a third-party who is not an employer or a co-worker caused the injury, disease or illness, the injured employee may bring a claim against that third-party in addition to, and for items of damages not covered and provided for through the workers' compensation claim.

The laws governing workers' compensation in Kentucky are complex and place burdens upon the injured worker to take and follow certain, specific steps and procedures. Failure to do so could cause a forfeiture of rights and privileges under the law. It is advisable to retain experienced and skillful representation to ensure your rights are protected.

Contact the Louisville, Kentucky law firm of Bahe Cook Cantley & Nefzger PLC to learn more, help protect your rights and schedule a free initial consultation and case evaluation.